Juridical For U
Welcome to Juridical For U!

Insurance Articles


Top 10 Mistakes Made by Virginia Workers Compensation Claimants
By Gerald G. Lutkenhaus


I have compiled a list of mistakes that claimants make in Virginia Workers Compensation Cases. These are the ones people should avoid.

1. The mistake that can easily get your claim denied is to fail to report your accident promptly to your employer when you are injured. Also, you must report a "specific incident" and not just my back is hurting. Many employers have a policy that an accident should be reported immediately after it happens. If you don`t report, you run the risk the employer will say it never happened.

2. The next mistake is to fail to give your doctor a clear history regarding how the accident happened. If the doctor`s report does not contain a clear history, then the insurance company may well conclude the accident did not cause your problem.

3. A failure to obtain medical treatment immediately is an all too common mistake. If you don`t go to the doctor, why should anyone think you have a problem.

4. The insurance company will call you soon after the accident to take a recorded statement. The purpose of the statement is to lock in your testimony so it cannot be changed at a later date. Thus, it is advisable to contact an experienced workers compensation attorney before giving this statement.

5. A failure to list "all injuries" incurred in the accident on the insurance company agreement forms or on the claim for benefits can be a problem. This is especially true for example if one lists the injury as an "arm injury" when it really is a "neck injury." The Virginia Workers Compensation Commission has held in the past that an "arm injury" does not include a "neck injury."

6. Representing yourself at a Workers Compensation Hearing. Some people represent themselves over a dispute regarding their claim. This can be a fatal error since the insurance company will be represented by an attorney. Once you do the hearing the record is closed and you cannot add "new evidence" later.

7. A failure to cooperate with vocational placement after you are released to light duty work. This can be grounds for termination of your compensation.

8. A failure to go to medical appointments. This can be grounds for termination of your compensation.

9. Settling your case on your own. If you surrender a claim for 500 weeks of possible benefits and lifetime medical care for your injury, you should know the settlement is all you will ever receive for your injury and depending on your situation, it may not be the wise thing to do.

10. Failure to consult with an experienced Workers` Compensation Attorney. Attorneys specialize so it may not be enough to consult with just "an attorney" it is best to consult with a specialist in workers compensation law.

This may be considered AN ADVERTISEMENT or Advertising Material under the Rules of Professional Conduct governing lawyers in Virginia. This article is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

For more information about this article and/or the author visit http://www.virginiadisabilitylawyer.com

For more information, news and articles see:

Car Gap Insurance - Car Gap Insurance
... insurance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the event of a car being stolen an...
Visit Car Gap Insurance...

Ppi Claims - Ppi Claims
...king out payment protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand what was going on. Y...
Visit Ppi Claims...

Courier Insurance - Courier Insurance
...g such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an important consideration for any one using mailing services. It is not uncommon for people to ...
Visit Courier Insurance...

Payment Protection Insurance - Payment Protection Insurance
...ncern for many people regarding the security of their job with the threat of being made redundant ever increasing. The biggest fear for many is that they may struggle meet mortgage payments or pay oth...
Visit Payment Protection Insurance...

Jet Ski Insurance - Jet Ski Insurance
... time now in the UK and there are many makes and models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful jet ski will be an exhilarating experience and...
Visit Jet Ski Insurance...

Hgv Courier Insurance - Hgv Courier Insurance
...ceis a very different type of insurance that you would normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are expe...
Visit Hgv Courier Insurance...

Dock Levellers - Dock Levellers
...g and unloading your various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle with ease. You are given easy operational control and flexibility, and you are a...
Visit Dock Levellers...

Gap Insurance - Gap Insurance
... is? I know that I had never heard about this type of insurance before until it was brought to my attention recently. The gap insurance covers the deprecation on a car in the event of it being stole...
Visit Gap Insurance...

Loading Bay Equipment - Loading Bay Equipment
...his equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equipment which is cost effective as well. We implement all possible safety ...
Visit Loading Bay Equipment...

Marina Insurance - Marina Insurance
...en given a number of different policy wordings from a variety of companies, this is a guide is to help you decide what sort of policy would suit you more and give you the exact cover you need. You hav...
Visit Marina Insurance...


Click For More Detailed Information on:

Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map

Copyright © 2003-2010. All Rights Reserved.


Valid CSS!